Budgeteer privacy policy

Budgeteer is made by Intrinsic Ninja (ABN 92386964622), Canberra, Australia. This policy says what data Budgeteer handles, why, and what control you have over it. If anything here is unclear, ask through the contact form.

What I collect

Account data. Your email address and a hashed password.

Financial data you give it. Bank statement files you import, your current balance, expense categories and amounts. Budgeteer never has your online-banking login — you export a statement and upload it.

Receipts (subscribers). Images you scan, and the amounts and merchants read from them.

Subscription data. Whether you’re subscribed and until when. Payment is handled by a third-party payment provider; I never see your card number.

Technical data. Standard server logs (IP address, browser, pages requested) and, on the web app, Google Analytics 4 usage data. Analytics is anonymised and I don’t use it to identify you.

What I don’t collect

• I never sell your data, and I never share it with anyone for marketing.
• I don’t use advertising trackers.
• I don’t buy data about you from anyone else.

How I use it

To run the app — show your budget, remaining funds and reports. To email you about your account (password resets, receipts of payment). Never for advertising.

Where it’s stored

On servers in Australia. Data is encrypted in transit (HTTPS). Passwords are hashed — I can’t read them.

Who else sees it

Nobody, except the services that host and run the app (the hosting provider; Google Analytics for anonymised web usage). I’ll only disclose personal information if the law requires it.

How long I keep it

For as long as you have an account. Delete your account and everything is removed within 7 days, except server logs, which roll over within 90 days.

Your rights

You can ask me for a copy of your data, ask me to correct it, or ask me to delete it through the contact form. You can also complain to the Office of the Australian Information Commissioner (oaic.gov.au) if you think I’ve handled your data badly — but please tell me first so I can fix it.

Children

Budgeteer isn’t designed for anyone under 16 and I don’t knowingly collect their data.

Changes

If this policy changes I’ll update the date at the top and, for anything significant, tell you in the app.